Information taken from the Klarna website: Shop now pay later | Klarna UK
Spread the cost.
At Klarna we believe there is a better way to shop, one without credit cards, interest or fees. Our instalments product is an alternative without the nasty side effects. We partner with retailers to provide flexible payment options for you. No interest. No fees. No impact on credit score.
Buy now, pay later.
Paying after delivery allows you to try before you buy and is the easiest way to shop online. Complete the payment in full after purchase at no added cost. You can report returns directly in our app and only pay for the items that you keep.
Pay over 6-36 months.
Spread the cost of your purchase giving you more time to pay. With a real-time credit decision, you can complete the purchase immediately with up-front terms and conditions. Have a full overview online or in our app of your payments.